Only two states in the country do not require car insurance. Unless you live in Virginia or New Hampshire, you need it. If you live in or near the Granbury, TX area, All-Tex Insurance can help you.
Auto insurance provides financial protection. If you are at fault in an accident, you could be held responsible for associated costs.
Types of Auto Insurance
Liability coverage helps pay for the legal costs, the injured party’s medical costs, or their lost wages if they are unable to work. It also provides coverage if you cause damage to their vehicle.
Collision coverage protects your car if you hit another vehicle or object.
Comprehensive coverage will protect your car against unexpected damage such as hitting an animal or a tree branch falling on it.
Uninsured/underinsured motorist is protection for when a driver hits you and they do not have auto insurance or very little of it.
Personal injury protection covers your medical bills and those of your passengers, regardless of who is at fault.
Each state mandates different types of insurance coverage. There are several additional options available, such as gap insurance, which covers the difference between what your car is worth and the amount you owe for it. Most basic car insurance policies include bodily injury liability, PIP, or personal injury protection, property damage liability, collision, comprehensive, and uninsured/underinsured motorist.
Get Auto Insurance Today
So, unless you are a resident of New Hampshire or Virginia, make sure you are obeying the law by having car insurance. You risk your financial future without it.
If you are a resident of Granbury, TX, contact the specialists at All-Tex Insurance today to receive a no-obligation quote or answers to any questions you may have. You will be glad you did.