Boat/Watercraft Insurance in Texas

If you are shopping for boat and watercraft insurance, we can help you out here at All-Tex Insurance in Granbury, TX. Boat and watercraft insurance can help cover any losses from boat accidents. Theft, vandalism, and natural disasters cannot be predicted. The only way to assure you have the utmost protection is to purchase a boat insurance policy. It will protect you from financial loss that can be rather significant. Having boat and watercraft insurance gives you the ability to enjoy your water adventures without the stress and worry of something happening.

Laws in Texas

Some people may be relieved to know that Texas has no laws requiring boat and other watercraft owners to obtain boat insurance. However, this does not mean that you should not purchase a policy. You will face many risks such as those in a vehicle for your failure to possess the necessary insurance. Accidents are still prone to happen which may or may not result in injuries. It is also not a wise idea to depend on your homeowner’s insurance policy to take care of your boat liabilities.

Coverage Options

Before we discuss possible coverage options, let’s talk about which boats and watercraft are approved for insurance policies:

  • Kayak
  • Deck boat
  • Jetboat
  • Bass boat
  • Fishing boat
  • Sailboat
  • Cabin cruiser

You can choose from any of the following coverage options below:

  • Personal liability
  • Medical payments
  • Watercraft damage (physical)
  • Personal property
  • Uninsured
  • Towing/roadside assistance
  • Trailer

Also, remember that you can add or take away certain add-ons at any time during the duration of your policy. You can do what seems more fit for your needs.

Contact Us

If you reside in or near the Granbury, TX area, please visit our All-Tex Insurance website for a quote. You can also give us a call if you have any further questions regarding boat/watercraft insurance. Our team of experienced agents will be more than happy to assist you in finding the best policy to fit your needs.