At All-Tex Insurance, we help Granbury, TX, residents take care of their insurance needs. And we can provide you with excellent home insurance that minimizes your financial damage. Read on to understand three essential and interesting facts about your policy.
Fact 1: Home Maintenance Helps Minimize Claims
While your insurance does not cover regular day-to-day maintenance, they may end up giving you some bonuses if you keep your home maintained. That’s because they know that you are taking care of your house and doing what you can to minimize any serious issue.
Fact 2: Dogs May Cause Home Insurance Issues
Home insurance companies may have a hard time providing policies to dog owners. Some might even exclude many large dogs, like an Akita, Boxer, Doberman Pinscher, or German Shepherd. Why? These dogs are big, often cause a lot of damage, and may not be suitable for a home that needs a lot of insurance.
Fact 3: Sometimes, It Is Better Not to Make a Claim
This fact may be hard for some people to accept. Why wouldn’t you want to make a claim on home damage? Too many claims in a short period may end up affecting your insurance rate. That’s why it is usually best to make one big claim for repairs and to cover the costs of more minor issues. Doing so can save you money on your premiums.
Understanding Your Policy Options
If you think you need help with home insurance and want to make sure everything goes as smoothly as possible for you, it is wise to call us at All-Tex Insurance. We cover the Granbury, TX, area and can provide you with the high-quality coverage needed to keep your home safe from damage. We look forward to working with you!