Auto Insurance in Texas
If you are planning to buy a car, then you probably understand that auto insurance is mandatory in Texas. You also need to understand the standard type of coverages offered by All-Tex Insurance in Granbury, TX. Auto insurance is critical in cushioning you and other road users from potential damage, loss, or injuries while helping you stay financially organized.
What coverage is right for you?
Texas is a big state with a vast number of roads, and it should be expected that drivers need to have car insurance. While auto insurance comes with many beneficial coverages, all drivers in Granbury, TX are required to have the following mandatory coverages.
- Bodily injury
- Personal injury protection
- Property damage coverage
- Uninsured motorist property damage
- Uninsured motorist bodily injury
Which other coverage options should you consider but are not mandatory?
If you value the financial security that your auto insurance provides, you may want to look at the various coverage options that can make your insurance experience even better. Keep in mind that your liability coverage does not cover you nor your vehicle. That means that when you are hurt, or your car is damaged in an accident where you were at fault, you may need to fund your medical injuries as well as the damage made to your vehicle. That is why it is prudent to have extra coverage that ensures that you are fully covered and prepared in case of an accident. Here are the extras you should consider:
- Comprehensive coverage
- underinsured motorist
Who is covered, and who is not?
Auto insurance favors your family members and loved ones who may be using or driving the car. Other road users are also covered, particularly in accidents where you are at fault. It is essential to understand that you and your vehicle are not covered by liability insurance. You may need to critically think about this before you make your final insurance decision.
Feel free to visit us at All-Tex Insurance, serving Granbury, TX, for inquiries, quotes, and new policy discussions.