Things You May Not Know are Covered by Home Insurance

You probably know that your home insurance covers the structure of your home and your personal belongings. However, some things that are covered may surprise you. At All-Tex Insurance in Granbury, TX, we offer homeowner’s insurance.  

Objects Falling From the Sky

Your homeowner’s policy covers objects that may fall out of the sky and damage your home. This includes meteorites, space and satellite debris, and airplanes. While these are rare occurrences, it’s good to know you are covered if it does happen. 

Living Expenses 

If you cannot live in your home because it’s been damaged, your living expenses can add up quickly. Paying for your mortgage and accommodation can be very difficult. 

The good news is that your homeowner’s policy will cover your living expenses until you can move back into your home. This includes rent or hotel costs, food, and transportation. 

Spoiled Food 

You probably don’t give much thought to the food in your fridge, but if you need to restock it, you’ll realize it can be costly. If your food spoils due to a power outage, fire, or weather related event, your homeowner’s policy will cover the costs of restocking your fridge. 

Identity Theft

In 2021, 9% of the population was a victim of identity theft. Identity theft costs can include stolen money, loans taken out in your name, and purchases paid for from your bank account. In addition, you may have legal fees associated with the theft. 

Your homeowner’s policy may cover these costs so that you can have peace of mind. 

Home Insurance with All-Tex Insurance

If you need homeowner’s insurance in DFW or Granbury, TX, contact us at All-Tex Insurance. Our agents are waiting to help you choose the coverage that meets your needs.