Auto Insurance: Commercial versus Personal Insurance

If you’re a Texas business owner, you are required to buy commercial insurance. Our team at All-Tex Insurance can help you to buy the best commercial insurance policies for your business. If your company is near Granbury, TX, we’d like you to come to our office to discuss your insurance options. We’ve been working with Texas companies to provide insurance guidance since 2000.

Auto Insurance: Commercial versus Personal Insurance

Everyone who drives a car in Texas is required to buy auto insurance. While all Texas drivers must buy personal auto insurance, companies that own vehicles are required to buy commercial auto insurance. According to the Baldwin Group, commercial insurance is intended to provide coverage for all vehicles that your company uses to carry out their business functions. Company owners should be aware of some of the facts about commercial insurance, as it compares to personal auto insurance.

 Examples of eligible commercial functions could be deliveries, equipment transport, and meetings with clients. Some businesses limit all of their business activities within vehicles, like a food trucks or mobile personal service trucks, and these trucks require commercial auto insurance. Transportation companies, such as taxis, buses, etc. will also require commercial auto insurance. If employees use their own cars for business service, they must maintain their personal insurance, in addition to obtaining commercial insurance. 

Call Us Today to Schedule Your Appointment 

Running a business requires lots of responsibilities, and obtaining commercial auto insurance could be required.  Our team at All-Tex Insurance can help to relieve some of the stress that you face as a company owner. Company owners near Granbury, TX can rely on us to provide excellent customer service. Call us for your appointment today, and allow us to have the privilege of working with your company.