Choosing the right auto insurance policy in Granbury, TX, is essential, whether you’re a new driver, ride a motorcycle recreationally, or have a watercraft that you use seasonally. When it comes to selecting liability-only versus full-coverage insurance, working with the right agency can make all the difference. At All-Tex Insurance, we specialize in providing comprehensive guidance for our clients who are in the market for any type of auto insurance.
What Is Liability-Only Insurance?
Liability-only insurance covers bodily injuries you cause to others as well as property damage you cause to others when you’re involved in an accident. With liability-only insurance, you will not receive any payment toward fixing and repairing your vehicle or addressing medical injuries of your own sustained in an accident. Liability-only insurance is only recommended if you can repair and replace your vehicle on your own or you own an older vehicle with reduced market value. Liability-only insurance is also ideal for those who do not commute to and from work.
What Is Full-Coverage Insurance?
Full-coverage solutions insurance provide liability, collision, and comprehensive coverage for all parties involved in an accident or crash. Full coverage may be better for those seeking optimal protection and those who own a newer vehicle or a leased vehicle. If you commute regularly, full-coverage insurance is ideal.
Whether you’re interested in bundling insurance and saving on premiums and deductibles, or you want to maximize the protection you have on the road, we can help. Our agency will work with you to find a solution that works for your budget. To learn more about liability-only versus full-coverage solutions, contact All-Tex Insurance. We’re currently serving Granbury, TX.
