Do you own a business that operates a vehicle? If so, you already know that auto insurance is required. Insurance coverage for commercial vehicles helps protect your business from financial liability if a covered event occurs.
The professionals at All-Tex Insurance, serving Granbury, TX, can help. We offer commercial insurance to ensure your business gets the coverage it needs to drive safely on the road. If you have questions about whether commercial insurance can cover your business vehicles, we have answers. Here’s what you need to know.
What Does Commercial Insurance Cover?
Commercial insurance comes in various forms, including:
- Property insurance: Covers the repair or replacement of damaged property when a covered event occurs.
- General liability insurance: Protects against risks such as customer injuries and property damage that occur on your business premises.
- Business interruption insurance: Covers lost income due to covered events that disrupt your business operations.
Additionally, there is commercial auto insurance specifically designed to cover your business vehicles. While similar to personal auto insurance, the type of vehicle being insured affects the details of coverage. For example, passenger vehicles require different coverage compared to food trucks, trailers, or other larger commercial vehicles.
Who Needs Commercial Insurance?
If your business operates commercial vehicles, commercial auto insurance is a legal requirement for driving on public roads. If your vehicle is not currently covered, it’s essential to contact an insurance professional who can help you secure the necessary coverage.
Contact Us Today to Get Your Policy Started
The insurance professionals at All-Tex Insurance, serving Granbury, TX, are here to help you obtain the commercial insurance required to protect your business. With many types of commercial insurance available, we can assist you in choosing the right coverage for your needs. Contact us today to speak with one of our insurance experts.
