Is Worker’s Compensation Covered in Commercial Insurance?

Worker’s compensation is a form of insurance that provides payments to an employee who’s developed a work-related injury or an illness. When you’re working in a risky environment where harm is likely to occur, it helps to have a sense of financial security that backs the workers. At All-Tex Insurance, we’re providing the people of Granbury, TX with an insurance plan that covers worker’s compensation in a fair and comprehensive way. So is worker’s compensation provided in commercial insurance

What is Commercial Insurance?

This type of coverage is primarily for business owners and corporate entities that want to protect business interests. Commercial insurance will usually cover property damage, robbery, theft, and liability. Depending on the agency and the commercial insurance package that you purchase, it also covers worker’s compensation for employees. 

What is Covered in a Worker’s Comp?

It’s common for worker’s compensation to provide payment for personal injury cases. This includes physical traumas like sprains, strains, concussions, cuts, burns, or fractures. Worker’s compensation should cover workplace accidents from things like slips and falls. It also should provide for medical expenses, lost wages, and recovery costs for the worker. If there are specific policies that you’re wondering about a worker’s compensation package, you should consult the insurance agent.

Reach Out To Us

If you are interested in purchasing a worker’s compensation plan from All-Tex, give us a call or visit our office in Grandbury, TX  Our team of experienced professionals would love to answer any questions or concerns about our insurance policies. You can tailor your insurance plan to make sure that it meets your specific needs.