{"id":157,"date":"2026-08-31T12:00:00","date_gmt":"2026-08-31T18:00:00","guid":{"rendered":"https:\/\/www.alltexinsurance.com\/blog\/?p=157"},"modified":"2026-08-16T16:31:27","modified_gmt":"2026-08-16T22:31:27","slug":"umbrella-insurance-for-fly-in-homeowners-in-granbury-tx","status":"publish","type":"post","link":"https:\/\/www.alltexinsurance.com\/blog\/umbrella-insurance-for-fly-in-homeowners-in-granbury-tx\/","title":{"rendered":"Umbrella Insurance for Fly-In Homeowners in Granbury, TX"},"content":{"rendered":"<p>Pecan Plantation has two private airstrips and about 400 lots at The Landings Airpark. If your driveway ends at a taxiway, your insurance probably looks a lot different from that of your neighbors in the Granbury city limits.<\/p>\n<p>The community developed around a crop-dusting airstrip. The airpark homes there have access to the runways to accommodate aviation enthusiasts and pilots. Many homeowners are building custom hangars right next to their houses. You probably have enough on the line to have a conversation about umbrella insurance with All-Tex Insurance.<\/p>\n<h2>Umbrella Insurance Won&#8217;t Cover Your Plane<\/h2>\n<p>Most personal umbrella insurance policies leave out anything to do with aircraft. Pilots of smaller planes are often caught off guard by that.<\/p>\n<p>If something goes sideways in the air, you&#8217;re covered by your aviation policy. Any extra protection for flying needs to come from an aviation company<\/p>\n<h2>A Lot Can Go Wrong on the Ground<\/h2>\n<p>Your property is outside of what goes on with your plane. Say someone stops by to check the progress of your project build and they trip on the floor of your hangar. A claim like that would go through your homeowners or auto insurance policy.<\/p>\n<p>Umbrella insurance is an extra layer that can protect you if one of those runs out. With nearby Lake Granbury, your boat is part of that same scenario.<\/p>\n<h2>Serving on the Board Comes with a Catch in TX<\/h2>\n<p>Many of the Airpark homeowners are on the Property Owners Association Board. The law in Texas gives you some cover if you&#8217;re volunteering for this. An officer or director who is serving in good faith can usually stay out of any insurance issues.<\/p>\n<p>The gap comes in because that protection doesn&#8217;t stretch to anything that has a motor. The law specifically names airplanes. So we ask All-Tex clients if their umbrella insurance covers work they do for the board.<\/p>\n<h2>One Life in This Part of Granbury Needs More Than One Policy<\/h2>\n<p>Having a hangar attached to your house is a dream for a pilot. But it spreads your risk well beyond the front door.<\/p>\n<p>Different policies cover different parts of your life. And the gaps between them are easy to miss if you don&#8217;t have an expert like the agents at All-Tex Insurance taking a look at your policy with you to see where it stops and starts. Get in touch today.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pecan Plantation has two private airstrips and about 400 lots at The Landings Airpark. If your driveway ends at a taxiway, your insurance probably looks a lot different from that of your neighbors in the Granbury city limits. The community developed around a crop-dusting airstrip. The airpark homes there have access to the runways to [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[7,14,19,17,22],"class_list":["post-157","post","type-post","status-publish","format-standard","hentry","category-umbrella-insurance","tag-all-tex-insurance","tag-granbury","tag-insurance","tag-tx","tag-umbrella"],"_links":{"self":[{"href":"https:\/\/www.alltexinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/157","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.alltexinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.alltexinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.alltexinsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.alltexinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=157"}],"version-history":[{"count":1,"href":"https:\/\/www.alltexinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/157\/revisions"}],"predecessor-version":[{"id":158,"href":"https:\/\/www.alltexinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/157\/revisions\/158"}],"wp:attachment":[{"href":"https:\/\/www.alltexinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=157"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.alltexinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=157"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.alltexinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=157"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}